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posted by [identity profile] james-r.livejournal.com at 07:00pm on 22/10/2008
Surely rather than sending out a 'warning' image if a non recognised referrer is used (which the fraudsters would just stop using banks official websites for images straight away), it would be better to silently use that information to mark up the fraud probability warning on a given transaction initiated from that user (which they already do if they've half a clue).
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