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posted by [identity profile] marcushill.livejournal.com at 08:13am on 30/11/2007
My best advice on pensions is to work in the public sector and get on a final salary pension scheme. Public sector pay may be rubbish, but the benefits are great.

As for mortgages, you need to get a fixed rate one a couple of years ago. Without the benefit of time travel, however, it's a little more difficult to decide - rates aren't rising much any more and may just hold steady for a while or even drop in a year or two, in which case fixed rate is a big loser.
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